# OCC Prohibition action AA-ENF-2023-72
> **Sterling Bank and Trust, FSB** · Individual · 2024-02-15
## Action
- **Document number:** AA-ENF-2023-72
- **Docket number:** AA-ENF-2023-72
- **Type:** Prohibition — Prohibition/Removal Orders
- **Respondent type:** Individual
- **Action date:** 2024-02-15
## Respondent
- **Bank:** Sterling Bank and Trust, FSB
- **Individual:** Michael Montemayor
- **Charter number:** 708028
- **Location:** Southfield, MICHIGAN
## Subjects

Compliance Risk Management|Consumer Law|Enterprise Governance / Internal Controls / General Risk Management|Lending Issues|Other Lending Deficiencies|TILA/RESPA

## Source
- [OCC enforcement order PDF](https://apps.occ.gov/EASearch/Document/Download?id=AA-ENF-2023-72)
- [OCC EASearch portal](https://apps.occ.gov/EASearch/)
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*MORVS · CC0 1.0*