# Single Family Mortgage Insurance; Electronic Underwriting
> **US Department of Housing and Urban Development** · Final rule. · Published 2000-10-10 · 65 FR 60320
## Document
- **Document number:** 00-25869
- **Category:** hud-fha
- **Agency:** US Department of Housing and Urban Development
- **Federal Register citation:** 65 FR 60320
- **CFR reference:** 24 CFR 203
- **Publication date:** 2000-10-10
- **Docket:** Docket No. FR-4311-F-02
## Abstract

As part of Direct Endorsement processing of a single family mortgage for FHA insurance, FHA previously required a Direct Endorsement underwriter to review personally the appraisal report and credit application, including the analysis performed on the worksheets. HUD issued an interim rule in May 1998 to allow a Direct Endorsement lender to substitute an acceptable risk classification from a FHA- approved automated underwriting system (AUS) in lieu of a personal review by a Direct Endorsement underwriter. The interim rule is adopted without change as a final rule.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2000/10/10/00-25869/single-family-mortgage-insurance-electronic-underwriting)
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