This final rule implements the authority established under the Debt Collection Improvement Act of 1996 (DCIA) for HUD to collect the Department's past due indebtedness through administrative wage garnishment. The final rule adopts, without change, the hearing procedures issued by the Department of the Treasury implementing administrative wage garnishment under the DCIA. This final rule applies only to individuals who are not Federal employees. The final rule amends procedures for the collection of claims to conform to HUD regulations to applicable provisions of the DCIA. This final rule follows publication of a March 8, 2002, proposed rule. There were no comments on the proposed rule, and HUD is adopting the proposed regulatory amendments, with minor technical corrections, but no substantive change.