# Federal Housing Administration (FHA) Risk Management Initiatives: New Manual Underwriting Requirements
> **US Department of Housing and Urban Development** · Final notice of new manual underwriting requirements. · Published 2013-12-11 · Effective 2014-03-11 · 78 FR 75238
## Document
- **Document number:** 2013-29170
- **Category:** hud-fha
- **Agency:** US Department of Housing and Urban Development
- **Federal Register citation:** 78 FR 75238
- **Publication date:** 2013-12-11
- **Effective date:** 2014-03-11
- **Docket:** Docket No. FR-5595-N-01
## Abstract

On July 15, 2010, HUD issued a document seeking comment on three initiatives that HUD proposed would contribute to the restoration of the Mutual Mortgage Insurance Fund capital reserve account. This document implements one of these proposals. Specifically, through this document, FHA is providing more definitive underwriting standards for mortgage loan transactions that are manually underwritten.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2013/12/11/2013-29170/federal-housing-administration-fha-risk-management-initiatives-new-manual-underwriting-requirements)
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