# Federal Housing Administration (FHA): Handling Prepayments: Eliminating Post-Payment Interest Charges
> **US Department of Housing and Urban Development** · Final rule. · Published 2014-08-26 · Effective 2015-01-21 · 79 FR 50835
## Document
- **Document number:** 2014-20214
- **Category:** hud-other
- **Agency:** US Department of Housing and Urban Development
- **Federal Register citation:** 79 FR 50835
- **CFR reference:** 24 CFR 203
- **Publication date:** 2014-08-26
- **Effective date:** 2015-01-21
- **Docket:** Docket No. FR-5360-F-02
## Abstract

This rule revises FHA's regulations that allow an FHA-approved mortgagee to charge the mortgagor interest through the end of the month in which the mortgage is being paid. The final rule allows mortgagees to charge interest only through the date the mortgage is paid, and prohibits the charging of interest beyond that date.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2014/08/26/2014-20214/federal-housing-administration-fha-handling-prepayments-eliminating-post-payment-interest-charges)
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