# HUD's Qualified Mortgage Rule: Announcement of Intention To Adopt Changes Pertaining to Exempted Transaction List
> **US Department of Housing and Urban Development** · Announcement of change to HUD's exempted transaction definition. · Published 2014-11-03 · Effective 2014-11-03 · 79 FR 65140
## Document
- **Document number:** 2014-25492
- **Category:** hud-other
- **Agency:** US Department of Housing and Urban Development
- **Federal Register citation:** 79 FR 65140
- **CFR reference:** 24 CFR 203
- **Publication date:** 2014-11-03
- **Effective date:** 2014-11-03
- **Docket:** Docket No. FR 5812-N-01
## Abstract

The Consumer Financial Protection Bureau (CFPB) is issuing a final rule being published concurrently with this document, and it can be found elsewhere in this Federal Register, entitled "Amendments to the 2013 Mortgage Rules under the Truth in Lending Act (Regulation Z)," amending certain terms in CFPB's definition of "qualified mortgage" which HUD cross-referenced in HUD's qualified mortgage definition. In accordance with the procedures incorporated in HUD's definition of "qualified mortgage," this document advises of HUD's intention to adopt, for HUD's qualified mortgage rule, CFPB's changes to the exemption for non-profit transactions from the qualified mortgage standards. HUD is not, however, adopting the new points and fees cure provision adopted by CFPB for the reasons stated in this document, but is providing guidance to mortgagees on curing points and fees errors prior to insurance endorsement.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2014/11/03/2014-25492/huds-qualified-mortgage-rule-announcement-of-intention-to-adopt-changes-pertaining-to-exempted)
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