# Loan Guaranty: Adjustable Rate Mortgage Notification Requirements and Look-Back Period
> **US Department of Veterans Affairs** · Final rule. · Published 2015-08-12 · Effective 2015-09-11 · 80 FR 48254
## Document
- **Document number:** 2015-19775
- **Category:** va-home-loan
- **Agency:** US Department of Veterans Affairs
- **Federal Register citation:** 80 FR 48254
- **CFR reference:** 38 CFR 36
- **Publication date:** 2015-08-12
- **Effective date:** 2015-09-11
## Abstract

This document adopts as final, without change, a proposed rule of the Department of Veterans Affairs (VA) to amend its regulations that govern adjustable rate mortgages made in conjunction with the Home Loan Guaranty program. These revisions align VA's disclosure and interest rate adjustment requirements with the implementing regulations of the Truth in Lending Act (TILA), as recently revised by the Consumer Financial Protection Bureau (CFPB). This rulemaking will ensure VA remains consistent with other applicable consumer finance and housing regulations governing adjustable rate mortgages.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2015/08/12/2015-19775/loan-guaranty-adjustable-rate-mortgage-notification-requirements-and-look-back-period)
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