# Loan Guaranty: Revisions to VA-Guaranteed or Insured Cash-Out Home Refinance Loans
> **US Department of Veterans Affairs** · Interim final rule. · Published 2018-12-17 · Effective 2019-02-15 · 83 FR 64459
## Document
- **Document number:** 2018-27263
- **Category:** va-home-loan
- **Agency:** US Department of Veterans Affairs
- **Federal Register citation:** 83 FR 64459
- **CFR reference:** 38 CFR 36
- **Publication date:** 2018-12-17
- **Effective date:** 2019-02-15
## Abstract

The Department of Veterans Affairs (VA) is amending its rules on VA-guaranteed or insured cash-out refinance loans. The Economic Growth, Regulatory Relief, and Consumer Protection Act requires VA to promulgate regulations governing cash-out refinance loans. This interim final rule defines the parameters of when VA will permit cash-out refinance loans, to include defining net tangible benefit, recoupment, and seasoning requirements.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2018/12/17/2018-27263/loan-guaranty-revisions-to-va-guaranteed-or-insured-cash-out-home-refinance-loans)
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