# Risk-Based Capital Regulation-Loss Severity Amendments
> **US Department of Housing and Urban Development** · Final rule. · Published 2008-06-25 · Effective 2008-06-25 · 73 FR 35893
## Document
- **Document number:** E8-13378
- **Category:** hud-other
- **Agency:** US Department of Housing and Urban Development
- **Federal Register citation:** 73 FR 35893
- **CFR reference:** 12 CFR 1750
- **Publication date:** 2008-06-25
- **Effective date:** 2008-06-25
## Abstract

The Office of Federal Housing Enterprise Oversight (OFHEO) is amending its regulations related to Risk-Based Capital (Risk-Based Capital Regulation) to enhance the transparency, sensitivity to risk, and accuracy of the calculation of the risk-based capital requirement for the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac). OFHEO is amending the Risk-Based Capital Regulation by changing the current loss severity equations that understate losses on defaulted single-family conventional and government guaranteed loans and by changing the treatment of Federal Housing Administration insurance in the Risk-Based Capital Regulation to conform the treatment to current law.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2008/06/25/E8-13378/risk-based-capital-regulation-loss-severity-amendments)
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