# Federal Perkins Loan Program, Federal Family Education Loan Program, and William D. Ford Federal Direct Loan Program
> **US Department of Education** · Final regulations. · Published 2008-10-23 · Effective 2009-07-01 · 73 FR 63232
## Document
- **Document number:** E8-24922
- **Category:** education-loans
- **Agency:** US Department of Education
- **Federal Register citation:** 73 FR 63232
- **CFR reference:** 34 CFR 674
- **Publication date:** 2008-10-23
- **Effective date:** 2009-07-01
- **Docket:** Docket ID ED-2008-OPE-0009
## Abstract

The Secretary amends the Federal Perkins Loan (Perkins Loan) Program, Federal Family Education Loan (FFEL) Program, and William D. Ford Federal Direct Loan (Direct Loan) Program regulations to implement provisions of the College Cost Reduction and Access Act of 2008 (CCRAA) (Pub. L. 110-84), including the statutory provisions that establish the Income-Based Repayment (IBR) plan and the Public Service Loan Forgiveness Program.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2008/10/23/E8-24922/federal-perkins-loan-program-federal-family-education-loan-program-and-william-d-ford-federal-direct)
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