# Real Estate Settlement Procedures Act (RESPA): Rule To Simplify and Improve the Process of Obtaining Mortgages and Reduce Consumer Settlement Costs; Deferred Applicability Date for the Revised Definition of “Required Use”
> **US Department of Housing and Urban Development** · Final rule. · Published 2009-01-15 · Effective 2009-01-16 · 74 FR 2369
## Document
- **Document number:** E9-852
- **Category:** hud-other
- **Agency:** US Department of Housing and Urban Development
- **Federal Register citation:** 74 FR 2369
- **CFR reference:** 24 CFR 203
- **Publication date:** 2009-01-15
- **Effective date:** 2009-01-16
- **Docket:** Docket No. FR-5180-F-04
## Abstract

This final rule delays the effective date of the definition of "required use" as revised by HUD's November 17, 2008, final rule amending its RESPA regulations. The November 17, 2008, final rule provides that the revised definition is applicable commencing January 16, 2009, the effective date of the final rule. As a result of recently initiated litigation, HUD has determined to delay the effective date of the revised definition of "Required use" until April 16, 2009.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2009/01/15/E9-852/real-estate-settlement-procedures-act-respa-rule-to-simplify-and-improve-the-process-of-obtaining)
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