1/8/08 - CONSENT AGREEMENT AND FINAL ORDER ISSUED, ASSESSING A PENALTY OF $19,362, WHICH SHALL BE PAID IN 3 INSTALLMENTS. FIRST PAYMENT OF $6,454 DUE WITHIN 30 DAYS. SECOND PAYMENT OF $6,454 DUE ON OR BEFORE JANUARY 28, 2008. THIRD PAYMENT OF $6,454 DUE ON OR BEFORE FEBRUARY 28, 2008.