# Home Mortgage Disclosure
> **US Federal Reserve System** · Final rule; staff commentary. · Published 2006-12-26 · Effective 2007-01-01 · 71 FR 77246
## Document
- **Document number:** E6-22027
- **Category:** final-rule
- **Agency:** US Federal Reserve System
- **Federal Register citation:** 71 FR 77246
- **CFR reference:** 12 CFR 203
- **Publication date:** 2006-12-26
- **Effective date:** 2007-01-01
- **Docket:** Regulation C
## Abstract

The Board is publishing a final rule amending the staff commentary that interprets the requirements of Regulation C (Home Mortgage Disclosure). The staff commentary is amended to increase the asset-size exemption threshold for depository institutions based on the annual percentage change in the Consumer Price Index for Urban Wage Earners and Clerical Workers. The adjustment from $35 million to $36 million reflects the increase of that index by 3.32 percent during the twelve-month period ending in November 2006. Thus, depository institutions with assets of $36 million or less as of December 31, 2006, are exempt from collecting data in 2007.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2006/12/26/E6-22027/home-mortgage-disclosure)
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