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STATES\n\nSECURITIES AND EXCHANGE COMMISSION\n\nWashington, D.C. 20549\n\n_____________________________________________\n\nFORM 10-Q\n\n_____________________________________________\n\n(Mark one)\n\n☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934\n\nFor the quarterly period ended March 31, 2026\n\nOr\n\n☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934\n\nCommission File Number 001-39610\n\n___________________________\n\nEastern Bankshares, Inc.\n\n(Exact name of the registrant as specified in its charter)\n\n___________________________\n\nMassachusetts84-4199750\n\n(State or Other Jurisdiction of Incorporation or Organization)(I.R.S. Employer Identification Number)\n\n125 High Street, Boston, Massachusetts\n02110\n\n(Address of principal executive offices)(Zip Code)\n\n(800) 327-8376\n\n(Registrant’s telephone number, including area code)\n\n__________________________________________\n\nSecurities registered pursuant to Section 12(b) of the Act:\n\nTitle of each classTrading SymbolName of exchange on which registered\n\nCommon StockEBCNasdaq Global Select Market\n\nIndicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months and (2) has been subject to such filing requirements for the past 90 days.   ☒  Yes     ☐  No\n\nIndicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).    ☒  Yes    ☐  No\n\nIndicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act:\n\nLarge accelerated filer☒Accelerated filer☐\n\nNon-accelerated filer☐Smaller reporting company☐\n\n(Do not check if a smaller reporting company)Emerging Growth Company☐\n\nIf an emerging growth company, indicate by check mark if the Registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐  Yes    ☐  No\n\nIndicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).  ☐  Yes    ☒  No\n\n231,143,099 shares of the Registrant’s common stock, par value $0.01 per share, were outstanding as of April 30, 2026.\n\n[Table of Contents](#ia227b4d3303a412aa378eddf28f86cae_7)\n\nIndex\n\nPAGE\n\n[PART I.](#ia227b4d3303a412aa378eddf28f86cae_10)\n\n[FINANCIAL INFORMATION](#ia227b4d3303a412aa378eddf28f86cae_10)\n\n[Item 1.](#ia227b4d3303a412aa378eddf28f86cae_13)\n\n[Financial Statements](#ia227b4d3303a412aa378eddf28f86cae_13)\n\n[Unaudited Consolidated Balance Sheets](#ia227b4d3303a412aa378eddf28f86cae_16)\n\n[4](#ia227b4d3303a412aa378eddf28f86cae_16)\n\n[Unaudited Consolidated Statements of Income (Loss)](#ia227b4d3303a412aa378eddf28f86cae_19)\n\n[5](#ia227b4d3303a412aa378eddf28f86cae_19)\n\n[Unaudited Consolidated Statements of Comprehensive Income](#ia227b4d3303a412aa378eddf28f86cae_22)\n\n[6](#ia227b4d3303a412aa378eddf28f86cae_22)\n\n[Unaudited Consolidated Statements of Changes in Shareholders’ Equity](#ia227b4d3303a412aa378eddf28f86cae_25)\n\n[7](#ia227b4d3303a412aa378eddf28f86cae_25)\n\n[Unaudited Consolidated Statements of Cash Flows](#ia227b4d3303a412aa378eddf28f86cae_28)\n\n[8](#ia227b4d3303a412aa378eddf28f86cae_28)\n\n[Notes to Unaudited Consolidated Financial Statements](#ia227b4d3303a412aa378eddf28f86cae_31)\n\n[10](#ia227b4d3303a412aa378eddf28f86cae_31)\n\nItem[ 2.](#ia227b4d3303a412aa378eddf28f86cae_88)\n\n[Management’s Discussion and Analysis of Financial Condition and Results of Operations](#ia227b4d3303a412aa378eddf28f86cae_88)\n\n[51](#ia227b4d3303a412aa378eddf28f86cae_88)\n\nItem[ 3.](#ia227b4d3303a412aa378eddf28f86cae_118)\n\n[Quantitative and Qualitative Disclosures about Market Risk](#ia227b4d3303a412aa378eddf28f86cae_118)\n\n[83](#ia227b4d3303a412aa378eddf28f86cae_118)\n\nItem[ 4.](#ia227b4d3303a412aa378eddf28f86cae_121)\n\n[Controls and Procedures](#ia227b4d3303a412aa378eddf28f86cae_121)\n\n[83](#ia227b4d3303a412aa378eddf28f86cae_121)\n\n[PART II.](#ia227b4d3303a412aa378eddf28f86cae_124)\n\n[OTHER INFORMATION](#ia227b4d3303a412aa378eddf28f86cae_124)\n\nItem [1.](#ia227b4d3303a412aa378eddf28f86cae_127)\n\n[Legal Proceedings](#ia227b4d3303a412aa378eddf28f86cae_127)\n\n[84](#ia227b4d3303a412aa378eddf28f86cae_127)\n\nItem[ 1A.](#ia227b4d3303a412aa378eddf28f86cae_130)\n\n[Risk Factors](#ia227b4d3303a412aa378eddf28f86cae_130)\n\n[84](#ia227b4d3303a412aa378eddf28f86cae_130)\n\nItem[ 2.](#ia227b4d3303a412aa378eddf28f86cae_133)\n\n[Unregistered Sales of Equity Securities and Use of Proceeds](#ia227b4d3303a412aa378eddf28f86cae_133)\n\n[84](#ia227b4d3303a412aa378eddf28f86cae_133)\n\nItem[ 3.](#ia227b4d3303a412aa378eddf28f86cae_136)\n\n[Defaults Upon Senior Securities](#ia227b4d3303a412aa378eddf28f86cae_136)\n\n[84](#ia227b4d3303a412aa378eddf28f86cae_136)\n\nItem[ 4.](#ia227b4d3303a412aa378eddf28f86cae_139)\n\n[Mine Safety Disclosures](#ia227b4d3303a412aa378eddf28f86cae_139)\n\n[84](#ia227b4d3303a412aa378eddf28f86cae_139)\n\nItem[ 5.](#ia227b4d3303a412aa378eddf28f86cae_142)\n\n[Other Information](#ia227b4d3303a412aa378eddf28f86cae_142)\n\n[84](#ia227b4d3303a412aa378eddf28f86cae_142)\n\nItem[ 6.](#ia227b4d3303a412aa378eddf28f86cae_145)\n\n[Exhibits](#ia227b4d3303a412aa378eddf28f86cae_145)\n\n[85](#ia227b4d3303a412aa378eddf28f86cae_145)\n\n[EXHIBIT INDEX](#ia227b4d3303a412aa378eddf28f86cae_148)\n\n[85](#ia227b4d3303a412aa378eddf28f86cae_148)\n\n[SIGNATURES](#ia227b4d3303a412aa378eddf28f86cae_151)\n\n[86](#ia227b4d3303a412aa378eddf28f86cae_151)\n\n2\n\nPage\n\n[Part I Financial Information](#ia227b4d3303a412aa378eddf28f86cae_10)\n\n[Item I. Unaudited Consolidated Financial Statements](#ia227b4d3303a412aa378eddf28f86cae_13)\n\n[Unaudited Consolidated Balance Sheets as of](#ia227b4d3303a412aa378eddf28f86cae_16)[March 31,](#ia227b4d3303a412aa378eddf28f86cae_16)[2026](#ia227b4d3303a412aa378eddf28f86cae_16)[and December 31, 2025](#ia227b4d3303a412aa378eddf28f86cae_16)\n\n[4](#ia227b4d3303a412aa378eddf28f86cae_16)\n\n[Unaudited Consolidated Statements of Income (Loss) for the three](#ia227b4d3303a412aa378eddf28f86cae_19)[months ended](#ia227b4d3303a412aa378eddf28f86cae_19)[March](#ia227b4d3303a412aa378eddf28f86cae_19)[31, 2026 and 2025](#ia227b4d3303a412aa378eddf28f86cae_19)\n\n[5](#ia227b4d3303a412aa378eddf28f86cae_19)\n\n[Unaudited Consolidated Statements of Comprehensive Income for the](#ia227b4d3303a412aa378eddf28f86cae_22)[three months ended March](#ia227b4d3303a412aa378eddf28f86cae_22)[31, 2026 and 2025](#ia227b4d3303a412aa378eddf28f86cae_22)\n\n[6](#ia227b4d3303a412aa378eddf28f86cae_22)\n\n[Unaudited Consolidated Statements of Changes in Shareholders’ Equity for the three](#ia227b4d3303a412aa378eddf28f86cae_25)[months ended](#ia227b4d3303a412aa378eddf28f86cae_25)[March 31, 2026 and 2025](#ia227b4d3303a412aa378eddf28f86cae_25)\n\n[7](#ia227b4d3303a412aa378eddf28f86cae_25)\n\n[Unaudited Consolidated Statements of Cash Flows for the](#ia227b4d3303a412aa378eddf28f86cae_28)[three](#ia227b4d3303a412aa378eddf28f86cae_28)[months ended](#ia227b4d3303a412aa378eddf28f86cae_28)[March 31, 2026 and 2025](#ia227b4d3303a412aa378eddf28f86cae_28)\n\n[8](#ia227b4d3303a412aa378eddf28f86cae_28)\n\n[Notes to the Unaudited Consolidated Financial Statements](#ia227b4d3303a412aa378eddf28f86cae_31)\n\n[10](#ia227b4d3303a412aa378eddf28f86cae_31)\n\n3\n\n[Table of Contents](#ia227b4d3303a412aa378eddf28f86cae_7)\n\nPART I — FINANCIAL INFORMATION"}