{"url_path":"/sec/pfs/10-q/2026/cover-page","section_key":"cover-page","section_title":"Cover Page","topic":"sec","document":{"doc_type":"10-Q","doc_date":"2026-05-08","source_url":"https://www.sec.gov/Archives/edgar/data/1178970/0001628280-26-032754-index.html","accession_number":"0001628280-26-032754","cik":"0001178970","ticker":"PFS","issuer_name":"PROVIDENT FINANCIAL SERVICES INC","edgar_url":"https://www.sec.gov/Archives/edgar/data/1178970/0001628280-26-032754-index.html","primary_entity_key":"0001178970","primary_entity_name":"PROVIDENT FINANCIAL SERVICES INC"},"word_count":600,"has_tables":true,"body_markdown":"pfs-20260331\nfalse2026Q1000117897012/31http://providentfinancial.com/20260331#NoninterestIncomeOtherOperatingIncomeExpensehttp://providentfinancial.com/20260331#NoninterestIncomeOtherOperatingIncomeExpensezerozerohttp://fasb.org/us-gaap/2025#OtherAssetshttp://fasb.org/us-gaap/2025#OtherAssetshttp://fasb.org/us-gaap/2025#OtherLiabilitieshttp://fasb.org/us-gaap/2025#OtherLiabilities11xbrli:sharesiso4217:USDiso4217:USDxbrli:sharespfs:numberOfPositionpfs:securityxbrli:purepfs:loanpfs:number_of_planspfs:instrumentpfs:counterpartypfs:categorypfs:segment00011789702026-01-012026-03-3100011789702026-05-0100011789702026-03-3100011789702025-12-3100011789702025-01-012025-03-310001178970us-gaap:CommonStockMember2025-12-310001178970us-gaap:AdditionalPaidInCapitalMember2025-12-310001178970us-gaap:RetainedEarningsMember2025-12-310001178970us-gaap:AccumulatedOtherComprehensiveIncomeMember2025-12-310001178970us-gaap:TreasuryStockCommonMember2025-12-310001178970us-gaap:RetainedEarningsMember2026-01-012026-03-310001178970us-gaap:AccumulatedOtherComprehensiveIncomeMember2026-01-012026-03-310001178970us-gaap:TreasuryStockCommonMember2026-01-012026-03-310001178970us-gaap:AdditionalPaidInCapitalMember2026-01-012026-03-310001178970us-gaap:CommonStockMember2026-03-310001178970us-gaap:AdditionalPaidInCapitalMember2026-03-310001178970us-gaap:RetainedEarningsMember2026-03-310001178970us-gaap:AccumulatedOtherComprehensiveIncomeMember2026-03-310001178970us-gaap:TreasuryStockCommonMember2026-03-310001178970us-gaap:CommonStockMember2024-12-310001178970us-gaap:AdditionalPaidInCapitalMember2024-12-310001178970us-gaap:RetainedEarningsMember2024-12-310001178970us-gaap:AccumulatedOtherComprehensiveIncomeMember2024-12-310001178970us-gaap:TreasuryStockCommonMember2024-12-3100011789702024-12-310001178970us-gaap:RetainedEarningsMember2025-01-012025-03-310001178970us-gaap:AccumulatedOtherComprehensiveIncomeMember2025-01-012025-03-310001178970us-gaap:TreasuryStockCommonMember2025-01-012025-03-310001178970us-gaap:AdditionalPaidInCapitalMember2025-01-012025-03-310001178970us-gaap:CommonStockMember2025-03-310001178970us-gaap:AdditionalPaidInCapitalMember2025-03-310001178970us-gaap:RetainedEarningsMember2025-03-310001178970us-gaap:AccumulatedOtherComprehensiveIncomeMember2025-03-310001178970us-gaap:TreasuryStockCommonMember2025-03-3100011789702025-03-310001178970us-gaap:USTreasurySecuritiesMember2026-03-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMember2026-03-310001178970us-gaap:MortgageBackedSecuritiesMember2026-03-310001178970us-gaap:AssetBackedSecuritiesMember2026-03-310001178970pfs:StateAndMunicipalObligationsMember2026-03-310001178970us-gaap:CorporateDebtSecuritiesMember2026-03-310001178970us-gaap:USTreasurySecuritiesMember2025-12-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMember2025-12-310001178970us-gaap:MortgageBackedSecuritiesMember2025-12-310001178970us-gaap:AssetBackedSecuritiesMember2025-12-310001178970pfs:StateAndMunicipalObligationsMember2025-12-310001178970us-gaap:CorporateDebtSecuritiesMember2025-12-310001178970us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2026-03-310001178970us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2025-12-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMembersrt:FitchAAARatingMember2026-03-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMembersrt:FitchAARatingMember2026-03-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMembersrt:FitchARatingMember2026-03-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMembersrt:FitchBBBRatingMember2026-03-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMemberpfs:FitchNotRatedMember2026-03-310001178970pfs:StateAndMunicipalObligationsMembersrt:FitchAAARatingMember2026-03-310001178970pfs:StateAndMunicipalObligationsMembersrt:FitchAARatingMember2026-03-310001178970pfs:StateAndMunicipalObligationsMembersrt:FitchARatingMember2026-03-310001178970pfs:StateAndMunicipalObligationsMembersrt:FitchBBBRatingMember2026-03-310001178970pfs:StateAndMunicipalObligationsMemberpfs:FitchNotRatedMember2026-03-310001178970us-gaap:CorporateDebtSecuritiesMembersrt:FitchAAARatingMember2026-03-310001178970us-gaap:CorporateDebtSecuritiesMembersrt:FitchAARatingMember2026-03-310001178970us-gaap:CorporateDebtSecuritiesMembersrt:FitchARatingMember2026-03-310001178970us-gaap:CorporateDebtSecuritiesMembersrt:FitchBBBRatingMember2026-03-310001178970us-gaap:CorporateDebtSecuritiesMemberpfs:FitchNotRatedMember2026-03-310001178970srt:FitchAAARatingMember2026-03-310001178970srt:FitchAARatingMember2026-03-310001178970srt:FitchARatingMember2026-03-310001178970srt:FitchBBBRatingMember2026-03-310001178970pfs:FitchNotRatedMember2026-03-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMembersrt:FitchAAARatingMember2025-12-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMembersrt:FitchAARatingMember2025-12-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMembersrt:FitchARatingMember2025-12-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMembersrt:FitchBBBRatingMember2025-12-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMemberpfs:FitchNotRatedMember2025-12-310001178970pfs:StateAndMunicipalObligationsMembersrt:FitchAAARatingMember2025-12-310001178970pfs:StateAndMunicipalObligationsMembersrt:FitchAARatingMember2025-12-310001178970pfs:StateAndMunicipalObligationsMembersrt:FitchARatingMember2025-12-310001178970pfs:StateAndMunicipalObligationsMembersrt:FitchBBBRatingMember2025-12-310001178970pfs:StateAndMunicipalObligationsMemberpfs:FitchNotRatedMember2025-12-310001178970us-gaap:CorporateDebtSecuritiesMembersrt:FitchAAARatingMember2025-12-310001178970us-gaap:CorporateDebtSecuritiesMembersrt:FitchAARatingMember2025-12-310001178970us-gaap:CorporateDebtSecuritiesMembersrt:FitchARatingMember2025-12-310001178970us-gaap:CorporateDebtSecuritiesMembersrt:FitchBBBRatingMember2025-12-310001178970us-gaap:CorporateDebtSecuritiesMemberpfs:FitchNotRatedMember2025-12-310001178970srt:FitchAAARatingMember2025-12-310001178970srt:FitchAARatingMember2025-12-310001178970srt:FitchARatingMember2025-12-310001178970srt:FitchBBBRatingMember2025-12-310001178970pfs:FitchNotRatedMember2025-12-310001178970srt:FitchAAARatingMember2026-01-012026-03-310001178970srt:FitchAARatingMember2026-01-012026-03-310001178970srt:FitchARatingMember2026-01-012026-03-310001178970pfs:FitchARatingOrNotRatedMember2026-01-012026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:MultiFamilyMortgageLoanMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:MultiFamilyMortgageLoanMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ConstructionLoansMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ConstructionLoansMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ResidentialMortgageMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ResidentialMortgageMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMember2025-12-310001178970us-gaap:CommercialPortfolioSegmentMember2026-03-310001178970us-gaap:CommercialPortfolioSegmentMember2025-12-310001178970us-gaap:ConsumerPortfolioSegmentMember2026-03-310001178970us-gaap:ConsumerPortfolioSegmentMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMemberus-gaap:FinancialAssetPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMemberus-gaap:FinancialAssetNotPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:MultiFamilyMortgageLoanMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:MultiFamilyMortgageLoanMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:MultiFamilyMortgageLoanMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:MultiFamilyMortgageLoanMemberus-gaap:FinancialAssetPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:MultiFamilyMortgageLoanMemberus-gaap:FinancialAssetNotPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ConstructionLoansMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ConstructionLoansMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ConstructionLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ConstructionLoansMemberus-gaap:FinancialAssetPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ConstructionLoansMemberus-gaap:FinancialAssetNotPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ResidentialMortgageMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ResidentialMortgageMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ResidentialMortgageMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ResidentialMortgageMemberus-gaap:FinancialAssetPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ResidentialMortgageMemberus-gaap:FinancialAssetNotPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:FinancialAssetPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:FinancialAssetNotPastDueMember2026-03-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2026-03-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2026-03-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2026-03-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMember2026-03-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMember2026-03-310001178970us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2026-03-310001178970us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2026-03-310001178970us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2026-03-310001178970us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMember2026-03-310001178970us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMember2026-03-310001178970us-gaap:FinancingReceivables30To59DaysPastDueMember2026-03-310001178970us-gaap:FinancingReceivables60To89DaysPastDueMember2026-03-310001178970us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2026-03-310001178970us-gaap:FinancialAssetPastDueMember2026-03-310001178970us-gaap:FinancialAssetNotPastDueMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMemberus-gaap:FinancialAssetPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMemberus-gaap:FinancialAssetNotPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:MultiFamilyMortgageLoanMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:MultiFamilyMortgageLoanMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:MultiFamilyMortgageLoanMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:MultiFamilyMortgageLoanMemberus-gaap:FinancialAssetPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:MultiFamilyMortgageLoanMemberus-gaap:FinancialAssetNotPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ConstructionLoansMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ConstructionLoansMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ConstructionLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ConstructionLoansMemberus-gaap:FinancialAssetPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ConstructionLoansMemberus-gaap:FinancialAssetNotPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ResidentialMortgageMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ResidentialMortgageMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ResidentialMortgageMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ResidentialMortgageMemberus-gaap:FinancialAssetPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ResidentialMortgageMemberus-gaap:FinancialAssetNotPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:FinancialAssetPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:FinancialAssetNotPastDueMember2025-12-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2025-12-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2025-12-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2025-12-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMember2025-12-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMember2025-12-310001178970us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2025-12-310001178970us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2025-12-310001178970us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2025-12-310001178970us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMember2025-12-310001178970us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMember2025-12-310001178970us-gaap:FinancingReceivables30To59DaysPastDueMember2025-12-310001178970us-gaap:FinancingReceivables60To89DaysPastDueMember2025-12-310001178970us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2025-12-310001178970us-gaap:FinancialAssetPastDueMember2025-12-310001178970us-gaap:FinancialAssetNotPastDueMember2025-12-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:NonperformingFinancingReceivableMember2026-01-012026-03-310001178970pfs:CommercialLoanOneMember2026-03-310001178970pfs:CommercialLoanTwoMember2026-03-310001178970pfs:CommercialLoanThreeMember2026-03-310001178970pfs:CommercialLoanFourMember2026-03-310001178970pfs:HeldForSaleLoansMember2026-03-310001178970pfs:HeldForSaleLoansMember2025-12-310001178970pfs:LessThan90DaysPastDueMember2026-03-310001178970pfs:LessThan90DaysPastDueMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMember2026-01-012026-03-310001178970us-gaap:CommercialPortfolioSegmentMember2026-01-012026-03-310001178970us-gaap:ConsumerPortfolioSegmentMember2026-01-012026-03-310001178970pfs:MortgagePortfolioSegmentMemberMember2024-12-310001178970us-gaap:CommercialPortfolioSegmentMember2024-12-310001178970us-gaap:ConsumerPortfolioSegmentMember2024-12-310001178970pfs:MortgagePortfolioSegmentMemberMember2025-01-012025-03-310001178970us-gaap:CommercialPortfolioSegmentMember2025-01-012025-03-310001178970us-gaap:ConsumerPortfolioSegmentMember2025-01-012025-03-310001178970pfs:MortgagePortfolioSegmentMemberMember2025-03-310001178970us-gaap:CommercialPortfolioSegmentMember2025-03-310001178970us-gaap:ConsumerPortfolioSegmentMember2025-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMember2026-01-012026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:MultiFamilyMortgageLoanMember2026-01-012026-03-310001178970pfs:ConsumerPortfolioSegmentExcludingOverdraftAccountsMember2026-01-012026-03-310001178970pfs:CommercialAndConsumerLoansExcludingOverdraftAccountsMember2026-01-012026-03-310001178970us-gaap:ConsumerPortfolioSegmentMemberpfs:ConsumerLoansOverdraftAccountsMember2026-01-012026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMember2025-01-012025-03-310001178970pfs:ConsumerPortfolioSegmentExcludingOverdraftAccountsMember2025-01-012025-03-310001178970pfs:CommercialAndConsumerLoansExcludingOverdraftAccountsMember2025-01-012025-03-310001178970us-gaap:ConsumerPortfolioSegmentMemberpfs:ConsumerLoansOverdraftAccountsMember2025-01-012025-03-310001178970pfs:SpecialReservesMember2025-12-310001178970us-gaap:CommercialLoanMemberus-gaap:RealEstateMember2026-03-310001178970us-gaap:CommercialLoanMemberus-gaap:RealEstateMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMemberus-gaap:ExtendedMaturityMember2026-01-012026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMemberus-gaap:ContractualInterestRateReductionMember2026-01-012026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMemberus-gaap:ExtendedMaturityAndInterestRateReductionMember2026-01-012026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMemberpfs:ChangeInPaymentTypeMember2026-01-012026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ExtendedMaturityMember2026-01-012026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ContractualInterestRateReductionMember2026-01-012026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ExtendedMaturityAndInterestRateReductionMember2026-01-012026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:ChangeInPaymentTypeMember2026-01-012026-03-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:ExtendedMaturityMember2026-01-012026-03-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:ContractualInterestRateReductionMember2026-01-012026-03-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:ExtendedMaturityAndInterestRateReductionMember2026-01-012026-03-310001178970us-gaap:CommercialPortfolioSegmentMemberpfs:ChangeInPaymentTypeMember2026-01-012026-03-310001178970us-gaap:ExtendedMaturityMember2026-01-012026-03-310001178970us-gaap:ContractualInterestRateReductionMember2026-01-012026-03-310001178970us-gaap:ExtendedMaturityAndInterestRateReductionMember2026-01-012026-03-310001178970pfs:ChangeInPaymentTypeMember2026-01-012026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMemberus-gaap:ExtendedMaturityMember2025-01-012025-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMemberus-gaap:ContractualInterestRateReductionMember2025-01-012025-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMemberus-gaap:ExtendedMaturityAndInterestRateReductionMember2025-01-012025-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ExtendedMaturityMember2025-01-012025-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ContractualInterestRateReductionMember2025-01-012025-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:ExtendedMaturityAndInterestRateReductionMember2025-01-012025-03-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:ExtendedMaturityMember2025-01-012025-03-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:ContractualInterestRateReductionMember2025-01-012025-03-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:ExtendedMaturityAndInterestRateReductionMember2025-01-012025-03-310001178970us-gaap:ExtendedMaturityMember2025-01-012025-03-310001178970us-gaap:ContractualInterestRateReductionMember2025-01-012025-03-310001178970us-gaap:ExtendedMaturityAndInterestRateReductionMember2025-01-012025-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:NonperformingFinancingReceivableMemberpfs:CommercialMortgageMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:NonperformingFinancingReceivableMember2026-03-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:NonperformingFinancingReceivableMember2026-03-310001178970us-gaap:NonperformingFinancingReceivableMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMemberus-gaap:FinancialAssetNotPastDueMember2025-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2025-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2025-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2025-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:NonperformingFinancingReceivableMemberpfs:CommercialMortgageMember2025-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:CommercialMortgageMember2025-03-310001178970pfs:MortgagePortfolioSegmentMemberMembersrt:MultifamilyMemberus-gaap:FinancialAssetNotPastDueMember2025-03-310001178970pfs:MortgagePortfolioSegmentMemberMembersrt:MultifamilyMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2025-03-310001178970pfs:MortgagePortfolioSegmentMemberMembersrt:MultifamilyMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2025-03-310001178970pfs:MortgagePortfolioSegmentMemberMembersrt:MultifamilyMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2025-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:NonperformingFinancingReceivableMembersrt:MultifamilyMember2025-03-310001178970pfs:MortgagePortfolioSegmentMemberMembersrt:MultifamilyMember2025-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:FinancialAssetNotPastDueMember2025-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2025-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2025-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2025-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:NonperformingFinancingReceivableMember2025-03-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMember2025-03-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2025-03-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2025-03-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2025-03-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:NonperformingFinancingReceivableMember2025-03-310001178970us-gaap:FinancialAssetNotPastDueMember2025-03-310001178970us-gaap:FinancingReceivables30To59DaysPastDueMember2025-03-310001178970us-gaap:FinancingReceivables60To89DaysPastDueMember2025-03-310001178970us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2025-03-310001178970us-gaap:NonperformingFinancingReceivableMember2025-03-310001178970us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember2026-03-310001178970us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember2025-12-310001178970us-gaap:SpecialMentionMemberpfs:CommercialMortgageMember2026-03-310001178970us-gaap:SubstandardMemberpfs:CommercialMortgageMember2026-03-310001178970us-gaap:DoubtfulMemberpfs:CommercialMortgageMember2026-03-310001178970pfs:LossMemberpfs:CommercialMortgageMember2026-03-310001178970pfs:TotalClassifiedAndCriticizedMemberpfs:CommercialMortgageMember2026-03-310001178970us-gaap:PassMemberpfs:CommercialMortgageMember2026-03-310001178970pfs:CommercialMortgageMember2026-03-310001178970us-gaap:SpecialMentionMemberpfs:MultiFamilyMortgageLoanMember2026-03-310001178970us-gaap:SubstandardMemberpfs:MultiFamilyMortgageLoanMember2026-03-310001178970us-gaap:DoubtfulMemberpfs:MultiFamilyMortgageLoanMember2026-03-310001178970pfs:LossMemberpfs:MultiFamilyMortgageLoanMember2026-03-310001178970pfs:TotalClassifiedAndCriticizedMemberpfs:MultiFamilyMortgageLoanMember2026-03-310001178970us-gaap:PassMemberpfs:MultiFamilyMortgageLoanMember2026-03-310001178970pfs:MultiFamilyMortgageLoanMember2026-03-310001178970us-gaap:SpecialMentionMemberus-gaap:ConstructionLoansMember2026-03-310001178970us-gaap:SubstandardMemberus-gaap:ConstructionLoansMember2026-03-310001178970us-gaap:DoubtfulMemberus-gaap:ConstructionLoansMember2026-03-310001178970pfs:LossMemberus-gaap:ConstructionLoansMember2026-03-310001178970pfs:TotalClassifiedAndCriticizedMemberus-gaap:ConstructionLoansMember2026-03-310001178970us-gaap:PassMemberus-gaap:ConstructionLoansMember2026-03-310001178970us-gaap:ConstructionLoansMember2026-03-310001178970us-gaap:SpecialMentionMemberus-gaap:ResidentialMortgageMember2026-03-310001178970us-gaap:SubstandardMemberus-gaap:ResidentialMortgageMember2026-03-310001178970us-gaap:DoubtfulMemberus-gaap:ResidentialMortgageMember2026-03-310001178970pfs:LossMemberus-gaap:ResidentialMortgageMember2026-03-310001178970pfs:TotalClassifiedAndCriticizedMemberus-gaap:ResidentialMortgageMember2026-03-310001178970us-gaap:PassMemberus-gaap:ResidentialMortgageMember2026-03-310001178970us-gaap:ResidentialMortgageMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:SpecialMentionMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:SubstandardMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:DoubtfulMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:LossMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:TotalClassifiedAndCriticizedMember2026-03-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:PassMember2026-03-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:SpecialMentionMember2026-03-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:SubstandardMember2026-03-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:DoubtfulMember2026-03-310001178970us-gaap:CommercialPortfolioSegmentMemberpfs:LossMember2026-03-310001178970us-gaap:CommercialPortfolioSegmentMemberpfs:TotalClassifiedAndCriticizedMember2026-03-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:PassMember2026-03-310001178970us-gaap:ConsumerPortfolioSegmentMemberus-gaap:SpecialMentionMember2026-03-310001178970us-gaap:ConsumerPortfolioSegmentMemberus-gaap:SubstandardMember2026-03-310001178970us-gaap:ConsumerPortfolioSegmentMemberus-gaap:DoubtfulMember2026-03-310001178970us-gaap:ConsumerPortfolioSegmentMemberpfs:LossMember2026-03-310001178970us-gaap:ConsumerPortfolioSegmentMemberpfs:TotalClassifiedAndCriticizedMember2026-03-310001178970us-gaap:ConsumerPortfolioSegmentMemberus-gaap:PassMember2026-03-310001178970us-gaap:SpecialMentionMember2026-03-310001178970us-gaap:SubstandardMember2026-03-310001178970us-gaap:DoubtfulMember2026-03-310001178970pfs:LossMember2026-03-310001178970pfs:TotalClassifiedAndCriticizedMember2026-03-310001178970us-gaap:PassMember2026-03-310001178970us-gaap:SpecialMentionMemberpfs:CommercialMortgageMember2025-12-310001178970us-gaap:SubstandardMemberpfs:CommercialMortgageMember2025-12-310001178970us-gaap:DoubtfulMemberpfs:CommercialMortgageMember2025-12-310001178970pfs:LossMemberpfs:CommercialMortgageMember2025-12-310001178970pfs:TotalClassifiedAndCriticizedMemberpfs:CommercialMortgageMember2025-12-310001178970us-gaap:PassMemberpfs:CommercialMortgageMember2025-12-310001178970pfs:CommercialMortgageMember2025-12-310001178970us-gaap:SpecialMentionMemberpfs:MultiFamilyMortgageLoanMember2025-12-310001178970us-gaap:SubstandardMemberpfs:MultiFamilyMortgageLoanMember2025-12-310001178970us-gaap:DoubtfulMemberpfs:MultiFamilyMortgageLoanMember2025-12-310001178970pfs:LossMemberpfs:MultiFamilyMortgageLoanMember2025-12-310001178970pfs:TotalClassifiedAndCriticizedMemberpfs:MultiFamilyMortgageLoanMember2025-12-310001178970us-gaap:PassMemberpfs:MultiFamilyMortgageLoanMember2025-12-310001178970pfs:MultiFamilyMortgageLoanMember2025-12-310001178970us-gaap:SpecialMentionMemberus-gaap:ConstructionLoansMember2025-12-310001178970us-gaap:SubstandardMemberus-gaap:ConstructionLoansMember2025-12-310001178970us-gaap:DoubtfulMemberus-gaap:ConstructionLoansMember2025-12-310001178970pfs:LossMemberus-gaap:ConstructionLoansMember2025-12-310001178970pfs:TotalClassifiedAndCriticizedMemberus-gaap:ConstructionLoansMember2025-12-310001178970us-gaap:PassMemberus-gaap:ConstructionLoansMember2025-12-310001178970us-gaap:ConstructionLoansMember2025-12-310001178970us-gaap:SpecialMentionMemberus-gaap:ResidentialMortgageMember2025-12-310001178970us-gaap:SubstandardMemberus-gaap:ResidentialMortgageMember2025-12-310001178970us-gaap:DoubtfulMemberus-gaap:ResidentialMortgageMember2025-12-310001178970pfs:LossMemberus-gaap:ResidentialMortgageMember2025-12-310001178970pfs:TotalClassifiedAndCriticizedMemberus-gaap:ResidentialMortgageMember2025-12-310001178970us-gaap:PassMemberus-gaap:ResidentialMortgageMember2025-12-310001178970us-gaap:ResidentialMortgageMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:SpecialMentionMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:SubstandardMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:DoubtfulMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:LossMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberpfs:TotalClassifiedAndCriticizedMember2025-12-310001178970pfs:MortgagePortfolioSegmentMemberMemberus-gaap:PassMember2025-12-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:SpecialMentionMember2025-12-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:SubstandardMember2025-12-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:DoubtfulMember2025-12-310001178970us-gaap:CommercialPortfolioSegmentMemberpfs:LossMember2025-12-310001178970us-gaap:CommercialPortfolioSegmentMemberpfs:TotalClassifiedAndCriticizedMember2025-12-310001178970us-gaap:CommercialPortfolioSegmentMemberus-gaap:PassMember2025-12-310001178970us-gaap:ConsumerPortfolioSegmentMemberus-gaap:SpecialMentionMember2025-12-310001178970us-gaap:ConsumerPortfolioSegmentMemberus-gaap:SubstandardMember2025-12-310001178970us-gaap:ConsumerPortfolioSegmentMemberus-gaap:DoubtfulMember2025-12-310001178970us-gaap:ConsumerPortfolioSegmentMemberpfs:LossMember2025-12-310001178970us-gaap:ConsumerPortfolioSegmentMemberpfs:TotalClassifiedAndCriticizedMember2025-12-310001178970us-gaap:ConsumerPortfolioSegmentMemberus-gaap:PassMember2025-12-310001178970us-gaap:SpecialMentionMember2025-12-310001178970us-gaap:SubstandardMember2025-12-310001178970us-gaap:DoubtfulMember2025-12-310001178970pfs:LossMember2025-12-310001178970pfs:TotalClassifiedAndCriticizedMember2025-12-310001178970us-gaap:PassMember2025-12-3100011789702025-01-012025-12-310001178970us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember2026-03-310001178970us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMemberus-gaap:AssetPledgedAsCollateralMember2026-03-310001178970us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMemberus-gaap:AssetPledgedAsCollateralMember2025-12-3100011789702002-12-312002-12-3100011789702006-12-312006-12-310001178970us-gaap:PensionPlansDefinedBenefitMember2026-01-012026-03-310001178970us-gaap:PensionPlansDefinedBenefitMember2025-01-012025-03-310001178970us-gaap:OtherPostretirementBenefitPlansDefinedBenefitMember2026-01-012026-03-310001178970us-gaap:OtherPostretirementBenefitPlansDefinedBenefitMember2025-01-012025-03-310001178970us-gaap:MarketApproachValuationTechniqueMembersrt:MinimumMemberus-gaap:MeasurementInputCostToSellMember2026-03-310001178970us-gaap:MarketApproachValuationTechniqueMembersrt:MaximumMemberus-gaap:MeasurementInputCostToSellMember2026-03-310001178970us-gaap:USTreasurySecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2026-03-310001178970us-gaap:USTreasurySecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Member2026-03-310001178970us-gaap:USTreasurySecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Member2026-03-310001178970us-gaap:USTreasurySecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Member2026-03-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2026-03-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Member2026-03-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Member2026-03-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Member2026-03-310001178970us-gaap:MortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2026-03-310001178970us-gaap:MortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Member2026-03-310001178970us-gaap:MortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Member2026-03-310001178970us-gaap:MortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Member2026-03-310001178970us-gaap:AssetBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2026-03-310001178970us-gaap:AssetBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Member2026-03-310001178970us-gaap:AssetBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Member2026-03-310001178970us-gaap:AssetBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Member2026-03-310001178970pfs:StateAndMunicipalObligationsMemberus-gaap:FairValueMeasurementsRecurringMember2026-03-310001178970pfs:StateAndMunicipalObligationsMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Member2026-03-310001178970pfs:StateAndMunicipalObligationsMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Member2026-03-310001178970pfs:StateAndMunicipalObligationsMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Member2026-03-310001178970us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2026-03-310001178970us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Member2026-03-310001178970us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Member2026-03-310001178970us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Member2026-03-310001178970us-gaap:FairValueMeasurementsRecurringMember2026-03-310001178970us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Member2026-03-310001178970us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Member2026-03-310001178970us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Member2026-03-310001178970us-gaap:FairValueMeasurementsNonrecurringMember2026-03-310001178970us-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:FairValueInputsLevel1Member2026-03-310001178970us-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:FairValueInputsLevel2Member2026-03-310001178970us-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:FairValueInputsLevel3Member2026-03-310001178970us-gaap:USTreasurySecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2025-12-310001178970us-gaap:USTreasurySecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Member2025-12-310001178970us-gaap:USTreasurySecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Member2025-12-310001178970us-gaap:USTreasurySecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Member2025-12-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2025-12-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Member2025-12-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Member2025-12-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Member2025-12-310001178970us-gaap:MortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2025-12-310001178970us-gaap:MortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Member2025-12-310001178970us-gaap:MortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Member2025-12-310001178970us-gaap:MortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Member2025-12-310001178970us-gaap:AssetBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2025-12-310001178970us-gaap:AssetBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Member2025-12-310001178970us-gaap:AssetBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Member2025-12-310001178970us-gaap:AssetBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Member2025-12-310001178970pfs:StateAndMunicipalObligationsMemberus-gaap:FairValueMeasurementsRecurringMember2025-12-310001178970pfs:StateAndMunicipalObligationsMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Member2025-12-310001178970pfs:StateAndMunicipalObligationsMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Member2025-12-310001178970pfs:StateAndMunicipalObligationsMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Member2025-12-310001178970us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2025-12-310001178970us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Member2025-12-310001178970us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Member2025-12-310001178970us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Member2025-12-310001178970us-gaap:FairValueMeasurementsRecurringMember2025-12-310001178970us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Member2025-12-310001178970us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Member2025-12-310001178970us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Member2025-12-310001178970us-gaap:FairValueMeasurementsNonrecurringMember2025-12-310001178970us-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:FairValueInputsLevel1Member2025-12-310001178970us-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:FairValueInputsLevel2Member2025-12-310001178970us-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:FairValueInputsLevel3Member2025-12-310001178970us-gaap:CarryingReportedAmountFairValueDisclosureMember2026-03-310001178970us-gaap:EstimateOfFairValueFairValueDisclosureMember2026-03-310001178970us-gaap:FairValueInputsLevel1Member2026-03-310001178970us-gaap:FairValueInputsLevel2Member2026-03-310001178970us-gaap:FairValueInputsLevel3Member2026-03-310001178970us-gaap:USTreasurySecuritiesMemberus-gaap:CarryingReportedAmountFairValueDisclosureMember2026-03-310001178970us-gaap:USTreasurySecuritiesMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2026-03-310001178970us-gaap:USTreasurySecuritiesMemberus-gaap:FairValueInputsLevel1Member2026-03-310001178970us-gaap:USTreasurySecuritiesMemberus-gaap:FairValueInputsLevel2Member2026-03-310001178970us-gaap:USTreasurySecuritiesMemberus-gaap:FairValueInputsLevel3Member2026-03-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMemberus-gaap:CarryingReportedAmountFairValueDisclosureMember2026-03-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2026-03-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMemberus-gaap:FairValueInputsLevel1Member2026-03-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMemberus-gaap:FairValueInputsLevel2Member2026-03-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMemberus-gaap:FairValueInputsLevel3Member2026-03-310001178970us-gaap:MortgageBackedSecuritiesMemberus-gaap:CarryingReportedAmountFairValueDisclosureMember2026-03-310001178970us-gaap:MortgageBackedSecuritiesMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2026-03-310001178970us-gaap:MortgageBackedSecuritiesMemberus-gaap:FairValueInputsLevel1Member2026-03-310001178970us-gaap:MortgageBackedSecuritiesMemberus-gaap:FairValueInputsLevel2Member2026-03-310001178970us-gaap:MortgageBackedSecuritiesMemberus-gaap:FairValueInputsLevel3Member2026-03-310001178970us-gaap:AssetBackedSecuritiesMemberus-gaap:CarryingReportedAmountFairValueDisclosureMember2026-03-310001178970us-gaap:AssetBackedSecuritiesMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2026-03-310001178970us-gaap:AssetBackedSecuritiesMemberus-gaap:FairValueInputsLevel1Member2026-03-310001178970us-gaap:AssetBackedSecuritiesMemberus-gaap:FairValueInputsLevel2Member2026-03-310001178970us-gaap:AssetBackedSecuritiesMemberus-gaap:FairValueInputsLevel3Member2026-03-310001178970pfs:StateAndMunicipalObligationsMemberus-gaap:CarryingReportedAmountFairValueDisclosureMember2026-03-310001178970pfs:StateAndMunicipalObligationsMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2026-03-310001178970pfs:StateAndMunicipalObligationsMemberus-gaap:FairValueInputsLevel1Member2026-03-310001178970pfs:StateAndMunicipalObligationsMemberus-gaap:FairValueInputsLevel2Member2026-03-310001178970pfs:StateAndMunicipalObligationsMemberus-gaap:FairValueInputsLevel3Member2026-03-310001178970us-gaap:CorporateDebtSecuritiesMemberus-gaap:CarryingReportedAmountFairValueDisclosureMember2026-03-310001178970us-gaap:CorporateDebtSecuritiesMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2026-03-310001178970us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueInputsLevel1Member2026-03-310001178970us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueInputsLevel2Member2026-03-310001178970us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueInputsLevel3Member2026-03-310001178970us-gaap:CarryingReportedAmountFairValueDisclosureMember2025-12-310001178970us-gaap:EstimateOfFairValueFairValueDisclosureMember2025-12-310001178970us-gaap:FairValueInputsLevel1Member2025-12-310001178970us-gaap:FairValueInputsLevel2Member2025-12-310001178970us-gaap:FairValueInputsLevel3Member2025-12-310001178970us-gaap:USTreasurySecuritiesMemberus-gaap:CarryingReportedAmountFairValueDisclosureMember2025-12-310001178970us-gaap:USTreasurySecuritiesMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2025-12-310001178970us-gaap:USTreasurySecuritiesMemberus-gaap:FairValueInputsLevel1Member2025-12-310001178970us-gaap:USTreasurySecuritiesMemberus-gaap:FairValueInputsLevel2Member2025-12-310001178970us-gaap:USTreasurySecuritiesMemberus-gaap:FairValueInputsLevel3Member2025-12-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMemberus-gaap:CarryingReportedAmountFairValueDisclosureMember2025-12-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2025-12-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMemberus-gaap:FairValueInputsLevel1Member2025-12-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMemberus-gaap:FairValueInputsLevel2Member2025-12-310001178970us-gaap:USGovernmentAgenciesDebtSecuritiesMemberus-gaap:FairValueInputsLevel3Member2025-12-310001178970us-gaap:MortgageBackedSecuritiesMemberus-gaap:CarryingReportedAmountFairValueDisclosureMember2025-12-310001178970us-gaap:MortgageBackedSecuritiesMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2025-12-310001178970us-gaap:MortgageBackedSecuritiesMemberus-gaap:FairValueInputsLevel1Member2025-12-310001178970us-gaap:MortgageBackedSecuritiesMemberus-gaap:FairValueInputsLevel2Member2025-12-310001178970us-gaap:MortgageBackedSecuritiesMemberus-gaap:FairValueInputsLevel3Member2025-12-310001178970us-gaap:AssetBackedSecuritiesMemberus-gaap:CarryingReportedAmountFairValueDisclosureMember2025-12-310001178970us-gaap:AssetBackedSecuritiesMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2025-12-310001178970us-gaap:AssetBackedSecuritiesMemberus-gaap:FairValueInputsLevel1Member2025-12-310001178970us-gaap:AssetBackedSecuritiesMemberus-gaap:FairValueInputsLevel2Member2025-12-310001178970us-gaap:AssetBackedSecuritiesMemberus-gaap:FairValueInputsLevel3Member2025-12-310001178970pfs:StateAndMunicipalObligationsMemberus-gaap:CarryingReportedAmountFairValueDisclosureMember2025-12-310001178970pfs:StateAndMunicipalObligationsMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2025-12-310001178970pfs:StateAndMunicipalObligationsMemberus-gaap:FairValueInputsLevel1Member2025-12-310001178970pfs:StateAndMunicipalObligationsMemberus-gaap:FairValueInputsLevel2Member2025-12-310001178970pfs:StateAndMunicipalObligationsMemberus-gaap:FairValueInputsLevel3Member2025-12-310001178970us-gaap:CorporateDebtSecuritiesMemberus-gaap:CarryingReportedAmountFairValueDisclosureMember2025-12-310001178970us-gaap:CorporateDebtSecuritiesMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2025-12-310001178970us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueInputsLevel1Member2025-12-310001178970us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueInputsLevel2Member2025-12-310001178970us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueInputsLevel3Member2025-12-310001178970us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2026-01-012026-03-310001178970us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2025-01-012025-03-310001178970us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember2026-01-012026-03-310001178970us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember2025-01-012025-03-310001178970us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember2026-01-012026-03-310001178970us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember2025-01-012025-03-310001178970us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2025-12-310001178970us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember2025-12-310001178970us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember2025-12-310001178970us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2024-12-310001178970us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember2024-12-310001178970us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember2024-12-310001178970us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2026-03-310001178970us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember2026-03-310001178970us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember2026-03-310001178970us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2025-03-310001178970us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember2025-03-310001178970us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember2025-03-310001178970us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMemberus-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2026-01-012026-03-310001178970us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMemberus-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2025-01-012025-03-310001178970us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMemberus-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember2026-01-012026-03-310001178970us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMemberus-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember2025-01-012025-03-310001178970us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMemberus-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember2026-01-012026-03-310001178970us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMemberus-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember2025-01-012025-03-310001178970us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember2026-01-012026-03-310001178970us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember2025-01-012025-03-310001178970us-gaap:InterestRateContractMemberus-gaap:NondesignatedMember2026-03-310001178970us-gaap:InterestRateContractMemberus-gaap:NondesignatedMember2025-12-310001178970us-gaap:CreditRiskContractMemberus-gaap:NondesignatedMember2026-03-310001178970us-gaap:CreditRiskContractMemberus-gaap:NondesignatedMember2025-12-310001178970us-gaap:DesignatedAsHedgingInstrumentMember2026-03-310001178970us-gaap:DesignatedAsHedgingInstrumentMember2025-12-310001178970us-gaap:InterestRateContractMemberus-gaap:OtherAssetsMemberus-gaap:NondesignatedMember2026-03-310001178970us-gaap:InterestRateContractMemberus-gaap:OtherLiabilitiesMemberus-gaap:NondesignatedMember2026-03-310001178970us-gaap:CreditRiskContractMemberus-gaap:OtherAssetsMemberus-gaap:NondesignatedMember2026-03-310001178970us-gaap:CreditRiskContractMemberus-gaap:OtherLiabilitiesMemberus-gaap:NondesignatedMember2026-03-310001178970us-gaap:NondesignatedMember2026-03-310001178970us-gaap:InterestRateContractMemberus-gaap:DesignatedAsHedgingInstrumentMember2026-03-310001178970us-gaap:InterestRateContractMemberus-gaap:OtherAssetsMemberus-gaap:DesignatedAsHedgingInstrumentMember2026-03-310001178970us-gaap:InterestRateContractMemberus-gaap:OtherLiabilitiesMemberus-gaap:DesignatedAsHedgingInstrumentMember2026-03-310001178970us-gaap:InterestRateContractMemberus-gaap:OtherAssetsMemberus-gaap:NondesignatedMember2025-12-310001178970us-gaap:InterestRateContractMemberus-gaap:OtherLiabilitiesMemberus-gaap:NondesignatedMember2025-12-310001178970us-gaap:CreditRiskContractMemberus-gaap:OtherAssetsMemberus-gaap:NondesignatedMember2025-12-310001178970us-gaap:CreditRiskContractMemberus-gaap:OtherLiabilitiesMemberus-gaap:NondesignatedMember2025-12-310001178970us-gaap:NondesignatedMember2025-12-310001178970us-gaap:InterestRateContractMemberus-gaap:DesignatedAsHedgingInstrumentMember2025-12-310001178970us-gaap:InterestRateContractMemberus-gaap:OtherAssetsMemberus-gaap:DesignatedAsHedgingInstrumentMember2025-12-310001178970us-gaap:InterestRateContractMemberus-gaap:OtherLiabilitiesMemberus-gaap:DesignatedAsHedgingInstrumentMember2025-12-310001178970us-gaap:InterestRateContractMemberus-gaap:NondesignatedMember2026-01-012026-03-310001178970us-gaap:InterestRateContractMemberus-gaap:NondesignatedMember2025-01-012025-03-310001178970us-gaap:CreditRiskContractMemberus-gaap:NondesignatedMember2026-01-012026-03-310001178970us-gaap:CreditRiskContractMemberus-gaap:NondesignatedMember2025-01-012025-03-310001178970us-gaap:NondesignatedMember2026-01-012026-03-310001178970us-gaap:NondesignatedMember2025-01-012025-03-310001178970us-gaap:InterestRateContractMemberus-gaap:DesignatedAsHedgingInstrumentMember2026-01-012026-03-310001178970us-gaap:InterestRateContractMemberus-gaap:DesignatedAsHedgingInstrumentMember2025-01-012025-03-310001178970us-gaap:DesignatedAsHedgingInstrumentMember2026-01-012026-03-310001178970us-gaap:DesignatedAsHedgingInstrumentMember2025-01-012025-03-310001178970pfs:ProductsAndServicesRevenueNotFromContractsWithCustomerMemberus-gaap:ProductConcentrationRiskMemberus-gaap:SalesRevenueNetMember2026-01-012026-03-310001178970pfs:ProductsAndServicesRevenueNotFromContractsWithCustomerMemberus-gaap:ProductConcentrationRiskMemberus-gaap:SalesRevenueNetMember2025-01-012025-03-310001178970pfs:WealthManagementFeesMember2026-01-012026-03-310001178970pfs:WealthManagementFeesMember2025-01-012025-03-310001178970pfs:InsuranceCommissionsAndFeesMember2026-01-012026-03-310001178970pfs:InsuranceCommissionsAndFeesMember2025-01-012025-03-310001178970us-gaap:DepositAccountMember2026-01-012026-03-310001178970us-gaap:DepositAccountMember2025-01-012025-03-310001178970us-gaap:DebitCardMember2026-01-012026-03-310001178970us-gaap:DebitCardMember2025-01-012025-03-310001178970us-gaap:BankingMember2026-01-012026-03-310001178970us-gaap:BankingMember2025-01-012025-03-310001178970pfs:ReportableSegmentMember2026-01-012026-03-310001178970pfs:ReportableSegmentMember2025-01-012025-03-31\n\nUNITED STATES\n\nSECURITIES AND EXCHANGE COMMISSION\n\nWashington, D.C. 20549\n\nFORM 10-Q\n\n☒\nQUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934\n\nFor the quarterly period ended March 31, 2026\n\nor\n\n☐\nTRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934\n\nFor the transition period from              to\n\nCommission File Number: 001-31566\n\nPROVIDENT FINANCIAL SERVICES, INC.\n\n(Exact Name of Registrant as Specified in Its Charter)  \n\nDelaware\n\n42-1547151\n\n(State or Other Jurisdiction of Incorporation or Organization)\n\n(I.R.S. Employer Identification No.)\n\n239 Washington StreetJersey CityNew Jersey07302\n\n(Address of Principal Executive Offices)\n(City)(State)\n(Zip Code)\n\n(732) 590-9200\n\n(Registrant’s Telephone Number, Including Area Code)\n\nSecurities registered pursuant to Section 12(b) of the Act:\n\nTitle of each class\n\nTrading Symbol\n\nSymbol(s)\n\nName of each exchange on which registered\n\nCommon\n\nPFS\n\nNew York Stock Exchange\n\nIndicate by check mark whether the Registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding twelve months (or for such shorter period that the Registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.    Yes  ý    NO  ¨\n\nIndicate by check mark whether the Registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding twelve months (or for such shorter period that the Registrant was required to submit and post such files).    Yes  ý    NO  ¨\n\nIndicate by check mark whether the Registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and \"emerging growth company\" in Rule 12b-2 of the Exchange Act. (Check one):\n\nLarge accelerated filer☒Accelerated Filer☐\n\nNon-Accelerated Filer☐Smaller Reporting Company☐\n\nEmerging Growth Company☐\n\nIf an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨\n\nIndicate by check mark whether the Registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).    YES  ☐    NO  ý\n\nAs of May 1, 2026 there were 137,565,966 shares issued and 130,313,687 shares outstanding of the Registrant’s Common Stock, par value $0.01 per share.\n\n1\n\nPROVIDENT FINANCIAL SERVICES, INC.\n\nINDEX TO FORM 10-Q\n\n \n\nItem Number\n\nPage Number\n\n[PART I—FINANCIAL INFORMATION](#i632821b806bf414abbbafcd026d2140f_10)\n\n1\n[Financial Statements:](#i632821b806bf414abbbafcd026d2140f_13)\n\nConsolidated Statements of Financial Condition as of March 31, 2026 (unaudited) and December 31, 2025\n[3](#i632821b806bf414abbbafcd026d2140f_16)\n\nConsolidated Statements of Income for the three months ended March 31, 2026 and 2025 (unaudited)\n[4](#i632821b806bf414abbbafcd026d2140f_19)\n\nConsolidated Statements of Comprehensive Income for the three months ended March 31, 2026 and 2025 (unaudited)\n[5](#i632821b806bf414abbbafcd026d2140f_22)\n\nConsolidated Statements of Changes in Stockholders’ Equity for the three months ended March 31, 2026 and 2025 (unaudited)\n[6](#i632821b806bf414abbbafcd026d2140f_25)\n\nConsolidated Statements of Cash Flows for the three months ended March 31, 2026 and 2025 (unaudited)\n[7](#i632821b806bf414abbbafcd026d2140f_28)\n\n[Notes to Unaudited Consolidated Financial Statements](#i632821b806bf414abbbafcd026d2140f_31)\n\n[9](#i632821b806bf414abbbafcd026d2140f_31)\n\n2\n[Management’s Discussion and Analysis of Financial Condition and Results of Operations](#i632821b806bf414abbbafcd026d2140f_91)\n\n[43](#i632821b806bf414abbbafcd026d2140f_91)\n\n3\n[Quantitative and Qualitative Disclosures About Market Risk](#i632821b806bf414abbbafcd026d2140f_94)\n\n[53](#i632821b806bf414abbbafcd026d2140f_94)\n\n4\n[Controls and Procedures](#i632821b806bf414abbbafcd026d2140f_97)\n\n[55](#i632821b806bf414abbbafcd026d2140f_97)\n\n[PART II—OTHER INFORMATION](#i632821b806bf414abbbafcd026d2140f_100)\n\n1\n[Legal Proceedings](#i632821b806bf414abbbafcd026d2140f_103)\n\n[55](#i632821b806bf414abbbafcd026d2140f_103)\n\n1A.\n\n[Risk Factors](#i632821b806bf414abbbafcd026d2140f_106)\n\n[55](#i632821b806bf414abbbafcd026d2140f_106)\n\n2\n[Unregistered Sales of Equity Securities, Use of Proceeds and Issuer Purchases of Equity Securities](#i632821b806bf414abbbafcd026d2140f_109)\n\n[55](#i632821b806bf414abbbafcd026d2140f_109)\n\n3\nDefaults Upon Senior Securities\n\n[55](#i632821b806bf414abbbafcd026d2140f_112)\n\n4\n[Mine Safety Disclosures](#i632821b806bf414abbbafcd026d2140f_115)\n\n[56](#i632821b806bf414abbbafcd026d2140f_115)\n\n5\n[Other Information](#i632821b806bf414abbbafcd026d2140f_118)\n\n[56](#i632821b806bf414abbbafcd026d2140f_118)\n\n6\nExhibits\n\n[56](#i632821b806bf414abbbafcd026d2140f_121)\n\n[Signatures](#i632821b806bf414abbbafcd026d2140f_124)\n\n[58](#i632821b806bf414abbbafcd026d2140f_124)\n\n2\n\nPART I—FINANCIAL INFORMATION"}