{"url_path":"/sec/tmp/10-k/2026/item-3","section_key":"item-3","section_title":"Item 3 Legal Proceedings","topic":"sec","document":{"doc_type":"10-K","doc_date":"2026-02-26","source_url":"https://www.sec.gov/Archives/edgar/data/1005817/0001005817-26-000027-index.html","accession_number":"0001005817-26-000027","cik":"0001005817","ticker":"TMP","issuer_name":"TOMPKINS FINANCIAL CORP","edgar_url":"https://www.sec.gov/Archives/edgar/data/1005817/0001005817-26-000027-index.html","primary_entity_key":"0001005817","primary_entity_name":"TOMPKINS FINANCIAL CORP"},"word_count":130,"has_tables":true,"body_markdown":"Item 3. Legal Proceedings\n\nThe Company is subject to various claims and legal actions that arise in the ordinary course of conducting business. As of December 31, 2025, management, after consultation with legal counsel, does not anticipate that the aggregate ultimate liability arising out of litigation pending or threatened against the Company or its subsidiaries would be material to the Company’s consolidated financial position. On at least a quarterly basis, the Company assesses its liabilities and contingencies in connection with such legal proceedings. Although the Company does not believe that the outcome of pending litigation will be material to the Company’s consolidated financial position, it cannot rule out the possibility that such outcomes will be material to the consolidated results of operations for a particular reporting period in the future."}